A direct pay model is a patient-centered approach to healthcare that allows individuals to pay directly for services without involving insurance companies. By eliminating insurance restrictions and administrative barriers, direct pay dermatology supports a stronger patient–provider relationship and enables care decisions to be based solely on medical need. This model offers clear, upfront pricing and greater transparency, giving patients a full understanding of the cost of their dermatologic care while ensuring personalized, high-quality treatment.
Our pricing is designed to be reasonable and competitive with what patients might expect to pay out-of-pocket with traditional insurance. This includes considerations for typical insurance copays, deductibles, and coinsurance, ensuring our services offer value.
We accept cash, checks, credit/debit cards, as well as Health Savings (HSA) and Flex Spending (FSA) accounts for non-cosmetic services. We also offer Cherry financing for eligible services.
No. The biopsy procedure itself is paid directly to Elkhorn Dermatology.
Depending on your individual insurance plan, you may be able to use insurance for:
Pathology and laboratory services are billed separately from office visits and procedures. We offer the following billing options to accommodate your preferences:
Direct Insurance Billing by the Laboratory: When applicable, the pathology laboratory may bill your insurance provider directly for lab services, helping streamline the process for you.
Direct Payment Through Elkhorn Dermatology: If you prefer not to use insurance, or if insurance is not applicable, you may choose to pay Elkhorn Dermatology directly. In this case, we coordinate payment with the laboratory on your behalf.
Yes. Although Elkhorn Dermatology is a direct-pay practice and does not participate with insurance for office visits or services, you may use your insurance coverage for medications prescribed by our providers, subject to your pharmacy and insurance plan benefits.
Fees for specialized diagnostic tests, including comprehensive gut testing, skin patch testing, and hormonal assessments, are billed separately from office visits and other medical services. These tests are typically not covered by insurance.
When recommended, these assessments are used to support a thorough evaluation of your individual health needs and to help guide personalized, evidence-based treatment planning. All testing recommendations, associated costs, and options will be reviewed with you in advance so you can make informed decisions about your care.
Yes. Upon request, we can provide a claim document (superbill) that you may submit to your insurance carrier. Please note:
We are happy to explain our direct-pay model and review the documentation we can provide, such as a superbill when applicable. Because insurance coverage and reimbursement vary by plan, we recommend contacting your insurance carrier directly for specific questions regarding benefits, coverage, and reimbursement.
Yes. At Elkhorn Dermatology, we offer flexible financing options to help make dermatologic and cosmetic treatments more accessible. We partner with Cherry Payment Plans to provide convenient payment plans and promotional financing options that fit a variety of budgets. This allows patients to plan their care with confidence while receiving high-quality dermatology services.
Yes. We offer select treatment packages and add-on services designed to provide added value and flexibility for our patients. These options allow patients to access comprehensive care in a convenient and cost-effective way. All packages are thoughtfully structured based on clinical appropriateness and individual goals. Availability, inclusions, and pricing are reviewed with you in advance to ensure transparency and to help you choose the option that best fits your needs.
It is mandatory for all patients to provide a valid form of payment (Card on File) to cover any residual costs after insurance adjudication, ensuring smoother financial transactions and billing.
Absolutely, all payment information is encrypted and stored securely online. No financial details, including credit card numbers, are accessible to our staff or held physically at our office. For more detailed questions or assistance with our financial policies, please contact Elkhorn Dermatology directly.
Discover more about Elkhorn Dermatology and our experienced providers, and learn why families throughout our community trust us for personalized, high-quality dermatologic care.
Monday – Friday:
10:00 AM – 6:00 PM
